What Costs Should I Expect if I Sell My Miami House on My Own?

You’ve decided to sell your house on your own, and you suddenly realize there will be some costs involved. So, of course, you’re now wondering, “What costs should I expect if I sell my Miami house on my own?”

The answer may surprise you!

It’s true that real estate prices are on the rise in quite a few markets nationwide. It may also be the case that your home has appreciated considerably over the years. But before you get excited and start counting profits, you’ll need to factor in these obvious and not-so-obvious costs of selling your house.

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What Should I Budget for if I Sell My House on My Own in Miami
What costs should I expect if I sell my Miami house on my own?
Commission Fees

This is an obvious one. And not to mention expensive! A lot of sellers think that in a hot market they can sell a house themselves, avoiding the standard commission fees. This is not the case. Even if you sell, advertise, and list your house on your own, you still have to cover the buyer’s agent’s brokerage fees.


The majority of buyers aren’t interested in houses with problems – and most houses have some kind of issue. At some point, every seller will have to carry out some repairs before they can put their house on the market. Plus, if the maintenance has been allowed to lapse, these repair costs can add up. A new roof, for instance, may set you back $20,000.


Curb appeal is of utmost importance. It gets potential buyers taking that second glance at your listing and through the door. The number-one improvement that enhances curb appeal is landscaping. The cost of a thorough, full-blown landscaping job performed by a professional landscaping service runs, on average, just a little over $3,000.

Staging and Photography

A lot of homeowners – when asking, “What costs should I expect if I sell my Miami house on my own?”  – often forget this expense. Sellers without a lot of experience might assume their smartphone camera is good enough… If you don’t want your property to sit on the market for months on end, don’t think quick pics with your phone will suffice.

You need to set up and stage your home professionally. This involves hiring a professional photographer and arranging your home so that it appears as appealing and inviting as possible. Professional photos range in cost from somewhere between $500 to $1,000.


If you plan to move out of your current house into a new home, you can’t just shut the utilities off. Buyers absolutely do not want to walk through a cold (or sweltering) and dark house. Plus, if you turn off the electricity and air conditioning during the summer, you run the risk of developing a mold problem. So, at the very least, you need to keep the electricity on (and probably the gas as well). If you’ve lived in the property, then you probably already know how much it will cost to keep the utilities running.

Capital Gains Taxes

Finally, there are capital gains taxes. If your house has appreciated significantly, you may have to pay tax on this. The tax is based on the difference between purchase and sale prices, minus the cost of any documented improvements. There are exceptions to this rule but not always.

So hopefully, you now know the answer to, “What costs should I expect if I sell my Miami house on my own?” The answer: A LOT!

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David Veras

David Veras was born in Hialeah, Florida and has been involved in Real Estate since February 2019.

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